Using cash as a budget tool can be a highly effective and tangible way to manage personal finances. One of the primary advantages of using cash is its inherent physicality, providing a tangible representation of money spent. Unlike digital transactions, counting out physical bills and coins creates a more visceral connection to one's spending, fostering a heightened awareness of financial decisions. This tactile experience can serve as a powerful deterrent to impulsive purchases and encourages individuals to prioritize essential expenses over discretionary spending.